All I want for Christmas is… Home Ownership

street signs Bad Credit & Good CreditAs we move into the Holiday Spending mode, we all need to think about what we really want. If home ownership is on your list and you’re not quire ready this year, we have some good advice for you.

In order to be eligible for the lowest interest rates possible, mortgage lenders are expecting to see a credit score in the 700 or higher range.  Improving your credit score should start with knowing where you currently stand.  From there you will need to make sure you are paying bills on time and lowering your debt to income ratio as much as possible. Here’s a detailed article from Experian, that can help you make your plan for 2014, and be a homeowner before you know it. Read all their tips here.

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